Go Back Email Link
+ servings
Close-up of the swirl pattern in the frosting, accented with a few chocolate pieces.

Banana Chocolate Chip Cupcakes with Cream Cheese Frosting

Prep Time 25 minutes
Cook Time 20 minutes
Additional Time 30 minutes
Total Time 1 hour 15 minutes
These Banana Chocolate Chip Cupcakes with Cream Cheese Frosting are soft, moist, and sweet—with ripe bananas, chocolate chips, and a rich cream cheese frosting perfect for any occasion.
12 Servings

Ingredients

Cupcakes:

  • cups all-purpose flour
  • ½ teaspoon baking soda
  • ¼ teaspoon baking powder
  • 1 pinch salt
  • ½ cup white sugar
  • 6 tablespoons light brown sugar lightly packed
  • ¼ cup unsalted butter softened
  • 1 large egg
  • 2 ripe bananas mashed
  • cup buttermilk
  • ½ cup semi-sweet chocolate chips optional

Cream Cheese Frosting:

  • 3 ounces cream cheese softened
  • 3 tablespoons unsalted butter softened
  • 1 teaspoon vanilla extract
  • 2 cups confectioners’ sugar or more to taste

Instructions
 

Prepare Oven and Pan

  1. Preheat the oven to 350°F (175°C). Line a standard 12-cup muffin tin with paper cupcake liners.

Mix Dry Ingredients

  1. In a medium bowl, whisk together the flour, baking soda, baking powder, and salt. Set aside.

Cream Butter and Sugars

  1. In a large bowl, combine the white sugar, brown sugar, and softened butter. Beat with an electric mixer on medium speed until the mixture is light and creamy.

Add Egg and Bananas

  1. Add the egg to the butter-sugar mixture and beat until well incorporated. Stir in the mashed bananas until evenly combined.

Combine Wet and Dry Ingredients

  1. Add the flour mixture to the banana mixture in three additions, alternating with the buttermilk. Stir gently after each addition until just combined.

Add Chocolate Chips

  1. If using, fold in the chocolate chips until evenly distributed.

Fill and Bake

  1. Spoon the batter into the prepared muffin cups, filling each approximately two-thirds full. Bake in the preheated oven for about 20 minutes, or until a toothpick inserted into the center of a cupcake comes out clean.

Cool Cupcakes

  1. Transfer the baked cupcakes to a wire rack and allow them to cool completely, approximately 30 minutes, before frosting.

Prepare the Frosting

  1. In a medium bowl, beat the softened cream cheese and butter together until smooth. Mix in the vanilla extract. Gradually beat in the confectioners’ sugar, 1 cup at a time, until the frosting is light and fluffy. Adjust sweetness as desired.

Frost the Cupcakes

  1. Once the cupcakes have fully cooled, spread the cream cheese frosting generously over each one using a spatula or piping bag. Serve immediately or refrigerate until ready to serve.

Notes

To make this recipe gluten-free, substitute the all-purpose flour with a 1:1 gluten-free baking flour blend that contains xanthan gum or another binding agent. Ensure the baking powder and chocolate chips used are certified gluten-free, as some may contain gluten or be processed in shared facilities. Always check product labels for allergen information.
Bitty